This recipe is courtesy Summer Perrero
30 reduced fat Nilla Wafers, finely crushed
4 Tbsp margarine, melted
1 pkg low fat cream cheese, softened
1/2 cup powdered sugar
1 8oz container fat free Cool Whip
3 medium ripe bananas
3 cups skim milk
2 pkg (4 serving size) Jello vanilla pudding
1/2 square baker's semi-sweet baking chocolate, grated
Mix wafers and margarine. Press firmly into the bottom of a 9X13 pan. Mix cream cheese and powdered sugar until well blended. Gently stir in 1 1/2 cups of the Cool Whip. Spoon evenly onto crust. Spread carefully. Cut banans in half crosswise and then cut each piece lengthwise. (I dipped them in orange juice just to keep them from going brown faster.) Arrange over the cream cheese mixture.
Pour milk into large bowl. Add pudding mixes. Beat with wire whisk 2 minutes. Spoon over bananas. Spread with remaining Cool Whip. Sprinkle chocolate on top.